Trusted Long-Term Disability Lawyer in Ontario
Robert Konduros of Hilborn and Konduros Lawyers in Ontario has fought insurers on long-term disability denials for 38 years and is a former Chairperson of the Canada Pension Plan Disability Benefits Tribunal, representing claimants on a contingency-fee basis with no upfront cost.
38
Years of Experience
$0
Upfront Costs
120+
Positive Reviews
Start with a Free Case Review
What Happens When Your Long-Term Disability Benefits Are Denied
If your long-term disability (LTD) benefits were denied, cut off, or terminated, Hilborn and Konduros Lawyers in Cambridge, Ontario can help you fight back. Robert Konduros has spent 38 years standing up to insurance companies on behalf of disabled Ontarians, including service as former Chairperson of the Canada Pension Plan Disability Benefits Tribunal. There are no upfront costs, and the firm has earned more than 120 positive client reviews for hands-on, personal representation.
If your benefits were unfairly terminated, you are likely feeling betrayed by your insurer after paying premiums for years, worried about mortgage payments and everyday expenses piling up, exhausted from managing your health alongside endless paperwork, and confused about your rights in an appeals process that feels impossible to navigate.
When your long-term disability benefits stop, it is your income, your treatment, and your stability. You need a lawyer who treats you as a person, not a claim number in an insurance file.
Why Choose Robert Konduros for a Long Term Disability Claim
- 38-plus years specializing in disability benefits litigation.
- Service as former CPP Disability Tribunal Chairperson, with insider knowledge of how disability claims are assessed.
- Extensive trial experience at all levels of the Ontario court system.
- A track record of recovering compensation for Ontario disability claimants.
- Home and hospital visits available for clients who cannot travel to the office.
- No upfront costs or legal fees — you only pay if we win your case.
- Your file is personally handled by Robert Konduros, never handed off to a junior associate.
Rob fights to get your benefits reinstated so your monthly LTD payments resume, works to recover all back-pay owed from the date your benefits were wrongfully cut off, handles all communication and paperwork so you no longer deal with insurance adjusters, and builds the strongest possible case by gathering medical evidence and coordinating with your doctors.
Nearly 40 Years Standing Up to Insurance Companies
Experience That Makes a Difference:
- 38+ years specializing in disability benefits litigation.
- Former CPP-D Tribunal Chairperson, with insider knowledge of how disability claims are assessed.
- Extensive trial experience at all levels of Ontario court system.
- A track record of recovering compensation for Ontario disability claimants.
- Home and hospital visits available for clients who cannot travel to the office.
- No upfront costs or legal fees. You only pay if we win your case.
- Your file is personally handled by Robert Konduros, never handed off to a junior associate.
Robert Konduros brings 38-plus years specializing in disability benefits litigation, service as former CPP Disability Tribunal Chairperson with insider knowledge of how disability claims are assessed, extensive trial experience at all levels of the Ontario court system, and a track record of recovering compensation for Ontario disability claimants. Home and hospital visits are available for clients who cannot travel to the office.
Rob fights to get your benefits reinstated so your monthly LTD payments resume, works to recover all back-pay owed from the date your benefits were wrongfully cut off, handles all communication and paperwork so you no longer deal with insurance adjusters, and builds the strongest possible case by gathering medical evidence and coordinating with your doctors.
How Rob Helps You Get Your Benefits Restored
Rob Konduros has spent nearly four decades fighting insurance companies who wrongfully deny or terminate disability benefits. He knows their tactics, and he knows how to win.
Get Your Benefits Reinstated
Rob fights to restore your monthly LTD payments so you can focus on your health, not your finances.
Recover All Back-Pay Owed
You shouldn’t lose a single dollar you’re entitled to. Rob pursues every payment from the date your benefits were wrongfully cut off.
Handle All Communication & Paperwork
No more dealing with insurance adjusters or confusing forms. Rob takes the burden off your shoulders.
Build the Strongest Possible Case
We gather medical evidence, coordinate with your doctors, and prepare everything needed to prove your claim.
No Upfront Costs or Legal Fees
You only pay if Rob wins your case. Rob understands you’re facing financial stress and doesn’t want to add to it.
Rob Konduros Handles All Cases Personally
Your case won’t be handed off to a junior. Rob brings decades of litigation experience to every step of your file.
Kind Words from Our Clients
The Long Term Disability Claim Process
- Policy and deadline triage — review of your LTD policy, denial or cut-off letter, and any appeal deadlines, identifying your legal options and time limits before anything is missed.
- Evidence plan — working with your doctors and specialists so medical reports clearly explain your diagnosis, restrictions, and limitations in language insurers and courts understand.
- Direct insurer handling — one team managing forms, letters, negotiations, and, when needed, court proceedings, shielding you from unnecessary calls and pressure from adjusters. Contingency-fee options mean no upfront legal fees, with full details provided in writing before you sign.
Disability Claim Types Handled
- Long-Term Disability — denials, terminations, and 24-month change-of-definition cutoffs.
- Short-Term Disability — delays, cutoffs, and coordination with your employer’s plan. See Short Term Disability.
- Critical Illness — definition disputes, exclusions, and low settlement offers.
- Life Insurance — denials for alleged non-disclosure, policy lapse, or exclusions, and pursuit of timely payout.
- SISIP (Military Disability) — SISIP LTD rules, offsets, and coordination with VAC benefits.
Getting you from chaos to clarity starts with talking to the lawyer directly, reviewing your policy and denial, and identifying your options and key dates. Next comes protecting your claim by mapping out what medical and vocational evidence is needed and organizing your documents. We then deal with the insurer directly so you can focus on your health, and finally pursue resolution — reinstatement of benefits, a lump-sum settlement, or another result that protects your future.
Disability Claims We Handle
We have extensive experience fighting for clients with a wide range of medical conditions and disability claims.
If your condition isn’t listed, contact us anyway. We handle all types of disability benefit disputes across Ontario.
Insurers Challenged
Hilborn and Konduros has experience challenging denial and termination decisions from Sun Life, Manulife, Canada Life, Desjardins, RBC Insurance, Securian Canada, Teachers Life, Beneva, OTIP, Empire Life, and Medavie Blue Cross.
Insurance Companies We Deal With
We’ve successfully challenged decisions by:
Your First Consultation
When you first contact us, you explain, in your own words, your health, your work, and what the insurer is saying. At the initial meeting, we explain whether your claim is own-occupation or any-occupation, what evidence matters, and which deadlines apply, and outline your options and fees so you can decide without pressure. You should leave the first meeting feeling calmer and more confident than when you reached out.
Areas Served for Long Term Disability Claims
Hilborn and Konduros represents disability claimants in Cambridge, Kitchener, Waterloo, Guelph, Hamilton, Mississauga, Burlington, Oakville, Toronto, Richmond Hill, Brampton, and communities throughout Ontario, including Barrie, London, Ottawa, and Windsor.
Get Your Free LTD Case Evaluation Today
If your long-term disability, short-term disability, life insurance, or other disability benefits have been denied, delayed, or cut off anywhere in Ontario, we will explain your options in plain English and map your next steps.
No pressure, no jargon, no upfront fees.
Frequently Asked Questions
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Do not panic, and do not ignore the letter. Keep a copy of the denial, your policy, and any medical reports, then speak with a long-term disability lawyer as soon as possible, since there may be strict deadlines to sue the insurer. We can review your documents and outline your options at no cost.