Trusted Long Term Disability Lawyer Cambridge Ontario
Trusted Long Term Disability Lawyer Cambridge Ontario
38
Years of Experience
$0
Upfront Costs
120+
Positive Reviews
Start with a Free, No-Pressure Case Review
If your long-term disability (LTD) benefits were denied, cut off, or terminated, Hilborn and Konduros Lawyers in Cambridge, Ontario can help you fight back. Robert Konduros has spent 38 years standing up to insurance companies on behalf of disabled Ontarians, including service as former Chairperson of the Canada Pension Plan Disability Benefits Tribunal. There are no upfront costs, and the firm has earned more than 120 positive client reviews for hands-on, personal representation.
If your benefits were unfairly terminated, you’re probably feeling betrayed by your insurer. You paid premiums for years, and now, when you need them most, you have been left with a vague denial letter. You’re probably worried about your family, as mortgage payments, medical bills, and everyday expenses keep piling up, and you’re afraid of losing your home. You may be exhausted from the fight, between managing your health, endless paperwork, and insurance bureaucracy. And you may be confused about your rights, since the appeals process feels impossible to navigate and you don’t know what evidence you need or what to do next.
When your long-term disability benefits stop, it is not just paperwork, it is your income, your treatment, and your stability. You need a lawyer who treats you as a person, not a claim number in an insurance file.
Get Personal Service From A Veteran Litigator.
Nearly 40 Years Standing Up to Insurance Companies
Experience That Makes a Difference:
- 38 years specializing in disability benefits litigation
- Former CPP-D Tribunal Chairperson with insider knowledge of disability law
- Extensive trial experience at all levels of Ontario courts
- Proven track record recovering millions for Ontario disability claimants
- Home and hospital visits available when you can’t come to us
Robert Konduros brings 38-plus years specializing in disability benefits litigation, service as former CPP Disability Tribunal Chairperson with insider knowledge of how disability claims are assessed, extensive trial experience at all levels of the Ontario court system, and a track record of recovering compensation for Ontario disability claimants. Home and hospital visits are available for clients who cannot travel to the office.
Rob fights to get your benefits reinstated so your monthly LTD payments resume and you can focus on your health, not your finances. He works to recover all back-pay owed, pursuing every payment from the date your benefits were wrongfully cut off. He handles all communication and paperwork so you no longer deal with insurance adjusters or confusing forms. He builds the strongest possible case by gathering medical evidence, coordinating with your doctors, and preparing everything needed to prove your claim. There are no upfront costs or legal fees, you only pay if we win your case. And your file is not handed off to a junior associate; Robert Konduros personally handles every step.
How Rob Helps You Get Your Benefits Restored
Rob Konduros has spent nearly four decades fighting insurance companies who wrongfully deny or terminate disability benefits. He knows their tactics, and he knows how to win.
✓ Get Your Benefits Reinstated
Rob fights to restore your monthly LTD payments so you can focus on your health, not your finances.
✓ Recover All Back-Pay Owed
You shouldn’t lose a single dollar you’re entitled to. Rob pursues every payment from the date your benefits were wrongfully cut off.
✓ Handle All Communication & Paperwork
No more dealing with insurance adjusters or confusing forms. Rob takes the burden off your shoulders.
✓ Build the Strongest Possible Case
We gather medical evidence, coordinate with your doctors, and prepare everything needed to prove your claim.
✓ No Upfront Costs or Legal Fees
You only pay if Rob wins your case. Rob understands you’re facing financial stress and doesn’t want to add to it.
✓ Rob Konduros Handles All Cases Personally
Your case won’t be handed off to a junior. Rob brings decades of litigation experience to every step of your file.
Kind Words from Our Clients
Long-Term Disability Lawyer for Ontario Workers
We help you challenge unfair LTD denials and cut-offs so you can focus on your health.
A calm, step-by-step process for long-term disability disputes:
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Policy & Deadline Triage
We review your LTD policy, denial or cut-off letter, and any appeal deadlines. We identify your legal options and time limits before anything is missed. -
Evidence Plan
We help you work with your doctors and specialists so reports clearly explain your diagnosis, restrictions, and limitations in the language insurers and courts understand. -
We Handle the Insurer
You get one team managing forms, letters, negotiations, and, when needed, court proceedings. We shield you from unnecessary calls and pressure from adjusters. -
Contingency-Fee Options
No upfront legal fees; you only pay if we recover compensation for you. (Full details provided in writing before you sign.)
Our promise: clear advice, realistic expectations, and timely communication.
A calm, step-by-step process for LTD disputes starts with policy and deadline triage, where we review your LTD policy, denial or cut-off letter, and any appeal deadlines, and identify your legal options and time limits before anything is missed. Next comes the evidence plan, where we work with your doctors and specialists so medical reports clearly explain your diagnosis, restrictions, and limitations in language insurers and courts understand. From there, we handle the insurer directly, so you get one team managing forms, letters, negotiations, and, when needed, court proceedings, shielding you from unnecessary calls and pressure from adjusters. Contingency-fee options mean there are no upfront legal fees, you only pay if we recover compensation for you, with full details provided in writing before you sign.
We have extensive experience fighting for clients with a wide range of medical conditions and disability claims. If your condition is not listed below, contact us anyway, we handle all types of disability benefit disputes across Ontario. For Long-Term Disability, we fight denials, terminations, and 24-month change-of-definition cutoffs. For Short-Term Disability, we address delays, cutoffs, and coordination with your employer’s plan. For Critical Illness, we handle definition disputes, exclusions, and low settlement offers. For Life Insurance, we resolve denials for alleged non-disclosure, policy lapse, or exclusions, and pursue timely payout. For SISIP (Military Disability), we navigate SISIP LTD rules, offsets, and coordination with VAC benefits to protect your income.
Disability Claims We Handle
We have extensive experience fighting for clients with a wide range of medical conditions and disability claims.
If your condition isn’t listed, contact us anyway. We handle all types of disability benefit disputes across Ontario.
How Rob Gets You From Chaos to Clarity
Step 1. Talk to the Lawyer
We listen to your story, review your policy and denial, and identify your options and key dates.
Step 2. Protect Your Claim
We map out what medical and vocational evidence is needed, help you avoid common pitfalls in insurer forms, and organize your documents.
Step 3. We Deal With the Insurer
You focus on your health. We handle adjusters, letters, examinations, negotiations, and, if required, a lawsuit.
Step 4. Resolution
We pursue a fair outcome whether that is reinstatement of benefits, a lump-sum settlement, life or critical illness benefits being paid, or another result that protects your future.
How you’ll feel after:
Clear about your rights, supported by a team that knows disability law, and more confident about what comes next.
Getting you from chaos to clarity starts with talking to the lawyer, where we listen to your story, review your policy and denial, and identify your options and key dates. Next, we protect your claim by mapping out what medical and vocational evidence is needed, helping you avoid common pitfalls in insurer forms, and organizing your documents. We then deal with the insurer directly, so you can focus on your health while we handle adjusters, letters, examinations, negotiations, and, if required, a lawsuit. Finally, we pursue resolution: reinstatement of benefits, a lump-sum settlement, life or critical illness benefits being paid, or another result that protects your future.
Hilborn and Konduros has experience challenging denial and termination decisions from Sun Life, Manulife, Canada Life, Desjardins, RBC Insurance, Securian Canada, Teachers Life, Beneva, OTIP, Empire Life, and Medavie Blue Cross.
Insurance Companies We Deal With
We’ve successfully challenged decisions by:
What to Expect When You Contact Rob
Your first contact
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You explain, in your own words, your health, your work, and what the insurer is saying
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We ask focused questions to understand your diagnosis, function, and policy
Initial meeting
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We explain whether your claim is in own-occupation or any-occupation, what evidence matters, and which deadlines apply
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We outline options and fees so you can decide without pressure
If you choose to work with us
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We step between you and the insurer where appropriate
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We organize the medical and vocational record
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We keep you informed so you always know what comes next
You should leave the first meeting feeling calmer and more confident than when you reached out.
When you first contact us, you explain, in your own words, your health, your work, and what the insurer is saying, and we ask focused questions to understand your diagnosis, function, and policy. At the initial meeting, we explain whether your claim is own-occupation or any-occupation, what evidence matters, and which deadlines apply, and outline your options and fees so you can decide without pressure. If you choose to work with us, we step between you and the insurer where appropriate, organize the medical and vocational record, and keep you informed so you always know what comes next. You should leave the first meeting feeling calmer and more confident than when you reached out.
Hilborn and Konduros represents disability claimants in Cambridge, Kitchener, Waterloo, Guelph, Hamilton, Mississauga, Burlington, Oakville, Toronto, Richmond Hill, Brampton, and communities throughout Ontario, including Barrie, London, Ottawa, and Windsor.
Get Your Free LTD Case Evaluation Today
If your long-term disability, short-term disability, life insurance, or other disability benefits have been denied, delayed, or cut off anywhere in Ontario, we will explain your options in plain English and map your next steps.
No pressure, no jargon, no upfront fees.
Frequently Asked Questions
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Do not panic, and do not ignore the letter. Keep a copy of the denial, your policy, and any medical reports, then speak with a long-term disability lawyer as soon as possible, since there may be strict deadlines to sue the insurer. We can review your documents and outline your options at no cost.