If you’re an Ontario education worker covered by the Ontario Teachers Insurance Plan (OTIP) and are facing a long-term disability, the process of applying for benefits can be confusing and emotionally draining. At Hilborn and Konduros Lawyers, we help teachers, educational assistants, custodians, and school board staff get the benefits they are entitled to through OTIP.

Based in Cambridge, we understand the unique challenges educators face and have years of experience assisting clients with OTIP disability claims across Ontario. Whether your claim has been delayed, denied, or unexpectedly terminated, our team is here to help.

Who Is Covered Under OTIP?

OTIP provides long-term disability coverage for education professionals and support staff across Ontario. This includes members of:

• Ontario Secondary School Teachers’ Federation (OSSTF)

• Elementary Teachers’ Federation of Ontario (ETFO)

• Ontario English Catholic Teachers’ Association (OECTA)

• Canadian Union of Public Employees (CUPE)

• Other unionized school board staff and administrative employees

Whether you work in the classroom or behind the scenes, if OTIP provides your coverage, we can help you navigate your LTD claim with clarity and confidence.

Common Problems with OTIP Claims

Although OTIP is designed to support education workers, claims are not always approved smoothly. We regularly help clients who are dealing with:

• Denied long-term disability (LTD) claims

• Terminated benefits despite ongoing disability

• Delays in claim processing or communication

• Disagreements over medical documentation

• Disputes over “own occupation” vs. “any occupation” definitions

We understand how frustrating it is to face a denial when you’re already dealing with serious health issues. Our goal is to reduce your stress by managing the legal side of your claim while you focus on recovery.

How Hilborn and Konduros Can Help

Our legal team provides personalized, knowledgeable guidance for education workers dealing with OTIP LTD claims. We will:

• Review your OTIP policy and assess your eligibility

• Assist in gathering and submitting medical and vocational evidence

• Appeal a denial or termination of your benefits

• Communicate with OTIP or third-party administrators on your behalf

• Represent you in negotiations, mediation, or litigation if necessary

We work closely with our clients to build strong, well-supported claims and ensure no step is missed.

Talk to a Lawyer Before Giving Up

You’ve spent your career supporting students, staff, and your school community. If illness or injury has forced you to stop working, you deserve the full support of the disability benefits you’ve earned.

If your OTIP long-term disability claim has been denied, delayed, or cut off, contact Hilborn and Konduros Lawyers in Cambridge. We’ll review your situation, explain your options, and help you take action. Your consultation is free, and there’s no obligation.

Call us today to get started.