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Long-Term Disability Lawyer in Ontario

Get Your LTD Benefits Back

37

Years of Experience

$0

Upfront Costs

120+

Positive Reviews

Start with a Free, No-Pressure Case Review

If Your Benefits Were Unfairly Terminated, You’re Probably Feeling:

  • Betrayed by Your Insurer

You paid premiums for years. Now when you need them most, they’ve abandoned you with a vague denial letter.

  • Worried About Your Family

Mortgage payments, medical bills, and everyday expenses are piling up. You’re afraid of losing your home.

  • Exhausted from the Fight

Between managing your health, endless paperwork, and insurance bureaucracy, you’re at your breaking point.

  • Confused About Your Rights

The appeals process feels impossible to navigate. You don’t know what evidence you need or what steps to take next.

When your long-term disability benefits stop, it is not just paperwork.
It is your income, your treatment, your stability.

You need a lawyer who sees you as a person, not just a claim number in an insurance file.

Get Personal Service From A Veteran Litigator.

Rob Konduros Disability, Employment & Personal Injury Lawyer

Nearly 40 Years Standing Up to Insurance Companies

Experience That Makes a Difference:

  • 37 years specializing in disability benefits litigation
  • Former CPP-D Tribunal Chairperson with insider knowledge of disability law
  • Extensive trial experience at all levels of Ontario courts
  • Proven track record recovering millions for Ontario disability claimants
  • Home and hospital visits available when you can’t come to us

How Rob Helps You Get Your Benefits Restored

Rob Konduros has spent nearly four decades fighting insurance companies who wrongfully deny or terminate disability benefits. He knows their tactics, and he knows how to win.

✓ Get Your Benefits Reinstated

Rob fights to restore your monthly LTD payments so you can focus on your health, not your finances.

✓ Recover All Back-Pay Owed

You shouldn’t lose a single dollar you’re entitled to. Rob pursues every payment from the date your benefits were wrongfully cut off.

✓ Handle All Communication & Paperwork

No more dealing with insurance adjusters or confusing forms. Rob takes the burden off your shoulders.

✓ Build the Strongest Possible Case

We gather medical evidence, coordinate with your doctors, and prepare everything needed to prove your claim.

✓ No Upfront Costs or Legal Fees

You only pay if Rob wins your case. Rob understands you’re facing financial stress and doesn’t want to add to it.

✓ Rob Konduros Handles All Cases Personally

Your case won’t be handed off to a junior. Rob brings decades of litigation experience to every step of your file.

Kind Words from Our Clients

 

Long-Term Disability Lawyer for Ontario Workers

We help you challenge unfair LTD denials and cut-offs so you can focus on your health.

A calm, step-by-step process for long-term disability disputes:

  1. Policy & Deadline Triage
    We review your LTD policy, denial or cut-off letter, and any appeal deadlines. We identify your legal options and time limits before anything is missed.

  2. Evidence Plan
    We help you work with your doctors and specialists so reports clearly explain your diagnosis, restrictions, and limitations in the language insurers and courts understand.

  3. We Handle the Insurer
    You get one team managing forms, letters, negotiations, and, when needed, court proceedings. We shield you from unnecessary calls and pressure from adjusters.

  4. Contingency-Fee Options
    No upfront legal fees; you only pay if we recover compensation for you. (Full details provided in writing before you sign.)

Our promise: clear advice, realistic expectations, and timely communication.

Disability Claims We Handle

We have extensive experience fighting for clients with a wide range of medical conditions and disability claims.

If your condition isn’t listed, contact us anyway. We handle all types of disability benefit disputes across Ontario.

 

Long-Term Disability

We fight denials, terminations, and the 24-month change-of-definition cutoffs.

Short-Term Disability

We address delays, cutoffs, and coordination with your employer’s plan.

Critical Illness

We handle definition disputes, exclusions, and low settlement offers.

Life Insurance

We resolve denials for alleged non-disclosure, policy lapse, or exclusions and pursue timely payout.

SISIP (Military Disability)

We navigate SISIP LTD rules, offsets, and coordination with VAC benefits to secure your income protection.

 

How Rob Gets You From Chaos to Clarity

Step 1. Talk to the Lawyer
We listen to your story, review your policy and denial, and identify your options and key dates.

Step 2. Protect Your Claim
We map out what medical and vocational evidence is needed, help you avoid common pitfalls in insurer forms, and organize your documents.

Step 3. We Deal With the Insurer
You focus on your health. We handle adjusters, letters, examinations, negotiations, and, if required, a lawsuit.

Step 4. Resolution
We pursue a fair outcome whether that is reinstatement of benefits, a lump-sum settlement, life or critical illness benefits being paid, or another result that protects your future.

How you’ll feel after:
Clear about your rights, supported by a team that knows disability law, and more confident about what comes next.

Insurance Companies We Deal With

Can I Qualify for Long-Term Disability in Ontario?

We’ve successfully challenged decisions by:

Sun Life

Manulife

Canada Life

Desjardins

RBC Insurance

Securian Canada

Teachers Life

Beneva

OTIP

Empire Life

Medavie Blue Cross

 

What to Expect When You Contact Rob

Your first contact

  • You explain, in your own words, your health, your work, and what the insurer is saying

  • We ask focused questions to understand your diagnosis, function, and policy

Initial meeting

  • We explain whether your claim is in own-occupation or any-occupation, what evidence matters, and which deadlines apply

  • We outline options and fees so you can decide without pressure

If you choose to work with us

  • We step between you and the insurer where appropriate

  • We organize the medical and vocational record

  • We keep you informed so you always know what comes next

You should leave the first meeting feeling calmer and more confident than when you reached out.

Serving Cambridge, Kitchener, Waterloo Region, and across Ontario

ONTARIO

Acton | Ajax | Algoma | Barrie | Brampton | Burlington | Cambridge | Chatham | Cochrane | Elora | Elmira | Erin | Fergus | Guelph | Hamilton | Kingston | Kingsville | Kitchener | Leamington | London | Manitoulin Island | Milton | Mississauga | Mount Forest | New Hamburg | Niagara Falls | North Bay | Oakville | Orangeville | Oshawa | Ottawa | Puslinch | Sarnia | Sault St Marie | Simcoe | St Catharines | St Jacobs | Stratford | Sudbury | Thunder Bay | Tillsonburg | Timmins | Waterloo | Wilmot | Windsor
 

Get Your Free LTD Case Evaluation Today

If your long-term disability, short-term disability, life insurance, or other disability benefits have been denied, delayed, or cut off anywhere in Ontario, we will explain your options in plain English and map your next steps.

No pressure, no jargon, no upfront fees.

Frequently Asked Questions

  • Do not panic, and do not ignore the letter. Keep a copy of the denial, your policy, and any medical reports, then speak with a disability and LTD lawyer as soon as possible. There may be strict deadlines to sue the insurer. We can review your documents and outline your options.

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