Cycling Accidents and Insurance
What happens if you get into an accident while on your bicycle? You may be wondering where the responsibility falls for insurance since most cyclists have none and it is very uncommon to find a company that offers it.
Bicycle accidents can be quite complex and some liability may fall into different areas depending on where and how the accident occurred.
- The roadway
- Private property
- Involving a motor vehicle
- Involving a pedestrian
- Involving another cyclist
- Involving pets or wild animals
As you can see, there are many factors that influence the result of a cycling accident. In Ontario, cyclists must share the road and obey all traffic laws. However, the situation is not the same as a motor vehicle accident involving another car. A lawyer is often required to navigate the complexities of bicycle accidents, no matter the type.
If a cyclist is injured on private property with no vehicles or other
bicycles involved, they may be able to claim liability benefits under the Occupiers’ Liability Act. In such a case, the biker may be in a position to sue the owner of the property with an allegation that hazardous conditions on the property caused the accident. However, it would be up to the cyclist to prove their case.
If you are injured in a cycling accident and are seeking compensation, contact a lawyer to help. We are available to consult with you regarding your unique situation. Call our Cambridge office at (519) 658-6341 to get in touch with one of our experienced lawyers at Hilborn and Konduros.
